
Steps to purchasing a vehicle with bad credit at Auto Credit Sales
- Fill out the form below
- Get approved in minutes!
- Find your next vehicle.
- Drive home today.
Auto Credit Sales Bad Credit Auto Loan Differences
- We have the largest selection of vehicles to choose from in the Spokane-CDA region. Period.
- Easy Online bad credit auto loan application that is encrypted and secured for your benefit.
- Easy, affordable and convenient payment options.
- Immediate Pre-Approval answer.

Explanation of Terms
Everyone is approved Every day.
Our online car loan application takes a few minutes to fill out and submit. We have a robust network of lenders to work with, allowing us to get your car loans as low as 1.99%. No obligation application, and no application fees, ever.
Choice, Options & Experience
With over 500+ vehicles to choose from every day we provide the best selection of cars, trucks SUVs in the Spokane, Spokane Valley, Hayden, and Post Falls area. Each one of our lots has more than 100 cars in stock at any time. With options ranging from fuel efficient Toyota Prius to work trucks like Dodge Ram 1500s we have something for everyone.
Bad Credit Auto Loans, No Credit Auto Loans, Bankruptcies, Poor Credit Auto Loans
Your credit score should never be the deciding factor when it comes to owning your next vehicle. Even if you have struggled to make payments in the past, or have been a victim of identity theft, or you have had to file bankruptcy we can help you get back on your feet and rebuild your credit score.
Local Dealers, Local Solution.
We are your local Spokane auto credit solution when you are looking for a car when you have bad credit, we have 4 locations in the Spokane, WA area (Hayden, ID – North Spokane – Post Falls, ID – Spokane Valley) to help you find a local solution to your no credit car loan problem.
Repair Your Credit with a Bad Credit Auto Loan
We regularly report your on-time payments to major credit reporting companies and bureaus so they know you are making payments on a bad credit auto loan which will raise your credit score put you on the road to building or putting you back on a positive report history.

Common Loan Terms
